Mortgage Lender in Springfield, MO
A small, dedicated team of real people who answer the phone and answer your texts. We explain every decision before you make it, and we work hard to keep your closing on track.
Springfield based. Licensed in 21 states. Just a text away: (417) 849-2430
Why work with True North
Real people who answer
Call or text and a member of our team gets back to you.
A small, close-knit team
Five people on your side, from your first question to closing day.
21 states, local feel
Springfield based and licensed in 21 states. We are just a text away.
Find the loan that fits you
Maybe you are buying your first home. Maybe you are a Veteran using VA benefits, or you work for yourself and want a lender who takes the time to understand your income. Maybe you own a home and want to look at a refinance. Pick a path and we will walk it with you.
Conventional Home Loans
A traditional option that works for many buyers and homeowners.
Learn moreFHA Loans
Flexible credit guidelines and lower down payment options for eligible borrowers.
Learn moreVA Home Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreUSDA Rural Loans
For eligible rural and suburban areas. We can check an address for you.
Learn moreFirst-Time Buyer Programs
Support built to make your first home more reachable.
Learn moreHome Refinance
Look at changing your payment, your term, or your equity use.
Learn moreRate and Term Refinance
Change your rate, your term, or both, if it fits your goals.
Learn moreJumbo Mortgage Loans
Financing for higher-value homes above conventional limits.
Learn moreSpecialty Loan Solutions
ARMs and low or no down payment programs for eligible borrowers.
Learn moreNot local to everyone, but we feel local.
From pre-approval to closing, you are never passed around. You know who is working on your loan, and you can reach us by text or by phone. We are a small team based in Springfield and licensed in 21 states, and we work hard to keep your closing on track.
Mon to Fri, 9:00 AM to 4:00 PM. Please do not text Social Security numbers or account details.
The True North wayFour steps. No surprises.
We run every loan like a project: a plan, a timeline, and honest updates. If a loan is not the right fit, or it makes sense to wait, we will say so.
- Pre-approval. A simple application shows what you may qualify for.
- Loan matching. We compare FHA, VA, USDA, conventional, and other programs.
- Underwriting. We walk you through the documents and keep you updated.
- Closing. Review your terms, sign, and get ready to move in.
The lender behind your loan
True North Yates Group is the Springfield branch team of Southwest Funding, LP. Their motto is ours too. We can look at conventional, FHA, VA, and USDA options, along with jumbo and specialty programs, so we match the loan to your situation instead of forcing your situation into a loan.
Clients notice the difference
Ali UnderwoodGoogle reviewWorking with Shay when purchasing our first home was the absolute best choice we could have ever made.
4.91 average from 124 verified reviews on Experience.com
Read all our reviews on Experience.comEstimate your monthly payment
Adjust the numbers to see how price, down payment, rate, and term change your budget. Then talk to us about which program fits.
Questions we hear most
What loan programs does True North Yates Group offer?
We offer FHA, VA, USDA, conventional, jumbo, and refinance loans, plus specialty and first-time buyer programs. Not every program is available in every area.
Where is your Springfield office?
3213 S Campbell Ave Suite A, Springfield, MO 65807. We are open Monday to Friday, 9:00 AM to 4:00 PM, and Saturday by appointment.
Which states are you licensed in?
We serve Missouri and are licensed in 21 states: AL, AR, CA, FL, GA, IL, IN, IA, KS, LA, MS, MO, NC, OH, OK, OR, PA, SC, TN, TX, VT.
Who is Southwest Funding, LP and how are you connected?
True North Yates Group is a branch of Southwest Funding, LP, NMLS #32139. Southwest Funding is the lender behind your loan.
How do I get started?
Tap Apply Now to start a secure application, or book a free call and we will talk through your goals first. You can also call (417) 849-2430.
Start Your Springfield Home Journey Today
Tell us where you want to go, and we will help you map the path.
Or text us anytime: (417) 849-2430