A branch of Southwest Funding, LP · NMLS #32139Just a text away(417) 849-2430Mon to Fri 9 to 4
Your income, understood

Mortgage Help for Self-Employed Borrowers in Springfield, MO

If you work for yourself, your income does not always look like a standard paycheck. That does not mean homeownership is out of reach. It means you need a lender who takes the time to understand how you earn.

How we work with you

A conversation first, paperwork second

Shay Yates specializes in helping self-employed borrowers, and she will walk you through what lenders look at before you apply.

  • We start with a conversation, not a long list of paperwork.
  • We explain what documents a loan program may ask for, and why.
  • We compare programs (FHA, VA, USDA, conventional, and others) to find one that may fit.
  • We tell you honestly if it makes more sense to wait or take a different path first.
Why Shay

Run like a project

Shay spent 2010 to 2021 at JPMorgan Chase, then moved into mortgage lending. She approaches every loan like a project: clear steps, a timeline, and no surprises.

About Shay
FAQ

Quick answers

I work for myself. Can I still get a mortgage?

Possibly. We will look at your situation and explain your options. Programs and documents vary, so the best first step is a conversation.

What should I bring to the first conversation?

Just yourself and your questions. We start with a conversation, not a long list of paperwork, and we explain what documents a loan program may ask for, and why.

Let us understand how you earn

Ready to talk it through?

Apply, or book a free call with Shay.

Or text us anytime: (417) 849-2430