States We Serve
A small team with a luxury level of service, always just a text away. We are based in Springfield, Missouri and licensed in 21 states, so you can work with people who know your name no matter where you are buying.
Mortgage loans in 21 states
Our office is in Springfield, MO, and we help borrowers by text, phone, and a simple digital application. Choose your state to see how we work together and who our local realtor partners are.
Shay Yates, NMLS #2172921, holds active mortgage loan originator licenses in these 21 states. Status verified on NMLS Consumer Access, November 4, 2026. Not all loan programs are available in every state.
Not local to everyone, but we feel local.
From pre-approval to closing, you are never passed around. You know who is working on your loan, and you can reach us by text or by phone. We are a small team based in Springfield and licensed in 21 states, and we work hard to keep your closing on track.
Mon to Fri, 9:00 AM to 4:00 PM. Please do not text Social Security numbers or account details.
Realtors: claim your state seat
We are building a network of trusted local agents in every state we serve, with seats available for preferred agents. If you are a licensed real estate agent who values great communication, apply below to be listed on your state page.
Claim your state seatApply for a seat in your state
Each state page has three Trusted Realtor seats. Tell us where you work and we will be in touch.
There is no cost to apply or to be listed. No fees are paid or received for referrals, and a listing is never based on referring business to us. Every agent who joins is treated equally and is listed in the same format.
Realtor partner application
Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Shay Yates, Loan Officer, NMLS #2172921 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.