Mortgage Loans in Tennessee
A small, licensed team that answers your texts. Shay Yates is licensed as a mortgage loan originator in Tennessee, and we help Tennessee buyers and homeowners from our Springfield, Missouri office.
Local feel, wherever you are in Tennessee
Buying or refinancing in Tennessee does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across Tennessee, including markets such as Nashville, Memphis, Knoxville, and Chattanooga. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Shay is the loan officer licensed in Tennessee. Licensing for other team members varies by state, so please start with Shay.
Loans we offer in Tennessee
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in Tennessee
We help buyers across Tennessee. These are places we hear about often, and your search can start anywhere.
Nashville
The state's biggest market and a busy metro, with price points that tend to run higher than most of Tennessee.
Murfreesboro
A fast growing city in Rutherford County southeast of Nashville, with a university and plenty of newer neighborhoods.
Knoxville
A university city in East Tennessee with a busy market and growing suburbs.
Chattanooga
A river city on the Georgia line with a growing outdoor scene and a steady market.
Clarksville
Next to Fort Campbell, with a large military and Veteran community and a growing market.
THDA programs have county specific income and price limits, so tell us where you are looking and we will help you check them.
First-time buyer help is available in Tennessee through Tennessee Housing Development Agency (THDA). Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in Tennessee
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in Tennessee
Seats available for preferred agents in Tennessee. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a Tennessee mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | Tennessee license: 2172921 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.