Mortgage Loans in Arkansas
A small, licensed team that answers your texts. Shay Yates is licensed as a mortgage loan originator in Arkansas, and we help Arkansas buyers and homeowners from our Springfield, Missouri office.
Local feel, wherever you are in Arkansas
Buying or refinancing in Arkansas does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across Arkansas, including markets such as Little Rock, Fayetteville, Bentonville, and Fort Smith. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Shay is the loan officer licensed in Arkansas. Licensing for other team members varies by state, so please start with Shay.
Loans we offer in Arkansas
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in Arkansas
We help buyers across Arkansas. These are places we hear about often, and your search can start anywhere.
Bentonville
Home base for a large national retailer and the center of a busy Northwest Arkansas job market. Newer neighborhoods keep growing, and price points here run higher than much of the state.
Rogers
Next door to Bentonville with a mix of established neighborhoods and newer construction. A natural place to look if you want to be close to Northwest Arkansas employers.
Fayetteville
A university town with a lively downtown and one of the more active resale markets in Northwest Arkansas, from older homes near the center to newer builds on the edges.
Little Rock
The capital and the biggest sales volume in the state, with a broad range of price points. Little Rock Air Force Base is nearby in Jacksonville, so Veteran and military buyers are part of the market.
Conway
A growing city in Faulkner County within commuting distance of Little Rock, with new construction and established neighborhoods side by side.
ADFA's StartSmart program lists a set of federally targeted counties where the first-time buyer requirement does not apply. If you are buying in one of them, or you are a Veteran, ask us how that could change your options.
First-time buyer help is available in Arkansas through Arkansas Development Finance Authority (ADFA). Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in Arkansas
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in Arkansas
Seats available for preferred agents in Arkansas. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a Arkansas mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | Arkansas license: 124728 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.