Mortgage Loans in Ohio
A small, licensed team that answers your texts. Shay Yates is licensed as a mortgage loan originator in Ohio, and we help Ohio buyers and homeowners from our Springfield, Missouri office.
Local feel, wherever you are in Ohio
Buying or refinancing in Ohio does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across Ohio, including markets such as Columbus, Cleveland, Cincinnati, and Dayton. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Shay is the loan officer licensed in Ohio. Licensing for other team members varies by state, so please start with Shay.
Loans we offer in Ohio
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in Ohio
We help buyers across Ohio. These are places we hear about often, and your search can start anywhere.
Columbus
The state's largest city and a fast growing metro with plenty of new construction, from in-town neighborhoods to suburbs in Franklin County and neighboring Fairfield County.
Cincinnati
A large metro on the Ohio River with historic neighborhoods in the city and a wide range of suburbs in Hamilton and Warren counties.
Cleveland
A lakefront city with older homes, price points that tend to be more approachable than many metros, and a big range of suburbs.
Dayton
Home to Wright-Patterson Air Force Base, which gives the area a large military and civilian federal workforce.
Akron
Between Cleveland and Canton, with a steady market and price points that tend to be more approachable than many metros.
The Ohio Heroes program is aimed at eligible Veterans and military members. Ask us how it might fit.
First-time buyer help is available in Ohio through Ohio Housing Finance Agency. Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in Ohio
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in Ohio
Seats available for preferred agents in Ohio. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a Ohio mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | Ohio license: MLO-OH.2172921 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.