Mortgage Loans in Missouri
Our home state. Our office is in Springfield, and Shay Yates is licensed as a mortgage loan originator in Missouri.
Local feel, wherever you are in Missouri
Buying or refinancing in Missouri does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across Missouri, including markets such as Springfield, Kansas City, St. Louis, and Columbia. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Our whole team is just down the road in Springfield. Come by the office or do it all by text, phone, and computer.
Loans we offer in Missouri
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in Missouri
We help buyers across Missouri. These are places we hear about often, and your search can start anywhere.
Springfield
Our hometown. Shay and the team are based here, and the market ranges from historic neighborhoods near Drury and Missouri State to newer homes on the south and east sides.
Nixa
A fast growing city in Christian County just south of Springfield, with lots of newer neighborhoods.
Kansas City
A large metro with a busy market and a wide range of price points, from older homes in the city to newer builds across Jackson, Clay, and Platte counties.
St. Louis
The state's biggest metro by sales volume, with brick homes in the city and a huge range of suburbs across St. Louis County.
St. Charles
A St. Charles County city west of St. Louis with a historic main street and plenty of newer subdivisions, along with growing neighbors like Wentzville.
The Springfield and Ozarks area has a growing suburban ring in Christian and Greene counties, and our office is nearby if you would like to meet in person.
First-time buyer help is available in Missouri through Missouri Housing Development Commission (MHDC). Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in Missouri
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in Missouri
Seats available for preferred agents in Missouri. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a Missouri mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | Missouri license: 2172921 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.