Mortgage Loans in Oregon
A small, licensed team that answers your texts. Shay Yates is licensed as a mortgage loan originator in Oregon, and we help Oregon buyers and homeowners from our Springfield, Missouri office.
Local feel, wherever you are in Oregon
Buying or refinancing in Oregon does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across Oregon, including markets such as Portland, Eugene, Salem, and Bend. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Shay is the loan officer licensed in Oregon. Licensing for other team members varies by state, so please start with Shay.
Loans we offer in Oregon
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in Oregon
We help buyers across Oregon. These are places we hear about often, and your search can start anywhere.
Portland
The state's largest metro and a market with a wide range of neighborhoods and price points, from in-city homes to suburbs in Washington and Clackamas counties.
Salem
The capital, in the Willamette Valley, with price points that tend to be more approachable than Portland.
Eugene
A university city in the southern Willamette Valley, with an established resale market.
Bend
A high desert city in central Oregon with price points that tend to run higher than most of the state and a busy market.
Medford
The main city in southern Oregon's Rogue Valley, with a steady local market.
Wildfire exposure can affect insurance availability in parts of Oregon, so ask about it early. Price limits on state programs may also matter in higher cost areas like Bend.
First-time buyer help is available in Oregon through Oregon Housing and Community Services (OHCS). Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in Oregon
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in Oregon
Seats available for preferred agents in Oregon. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a Oregon mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.