Mortgage Loans in South Carolina
A small, licensed team that answers your texts. Shay Yates is licensed as a mortgage loan originator in South Carolina, and we help South Carolina buyers and homeowners from our Springfield, Missouri office.
Local feel, wherever you are in South Carolina
Buying or refinancing in South Carolina does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across South Carolina, including markets such as Charleston, Columbia, Greenville, and Myrtle Beach. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Shay is the loan officer licensed in South Carolina. Licensing for other team members varies by state, so please start with Shay.
Loans we offer in South Carolina
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in South Carolina
We help buyers across South Carolina. These are places we hear about often, and your search can start anywhere.
Charleston
A coastal city with historic neighborhoods and a large surrounding metro in Berkeley and Dorchester counties. Flood and wind insurance are part of the conversation.
Columbia
The capital and the home of Fort Jackson, with a steady market and a wide range of price points.
Greenville
An upstate city with a lively downtown and a busy market across Greenville and Spartanburg counties.
Myrtle Beach
A Grand Strand city where growth in neighboring Horry County has been strong, with a mix of year round and vacation neighborhoods.
Fort Mill
In York County near the North Carolina line, with a lot of new construction and a close tie to the Charlotte market.
Palmetto Heroes has run seasonally when funds are available, so timing matters. Ask us what is currently open.
First-time buyer help is available in South Carolina through SC Housing (South Carolina State Housing Finance and Development Authority). Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in South Carolina
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in South Carolina
Seats available for preferred agents in South Carolina. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a South Carolina mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | South Carolina license: MLO - 2172921 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.