Mortgage Loans in Iowa
A small, licensed team that answers your texts. Shay Yates is licensed as a mortgage loan originator in Iowa, and we help Iowa buyers and homeowners from our Springfield, Missouri office.
Local feel, wherever you are in Iowa
Buying or refinancing in Iowa does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across Iowa, including markets such as Des Moines, Cedar Rapids, Davenport, and Iowa City. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Shay is the loan officer licensed in Iowa. Licensing for other team members varies by state, so please start with Shay.
Loans we offer in Iowa
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in Iowa
We help buyers across Iowa. These are places we hear about often, and your search can start anywhere.
Des Moines
The capital and the center of the state's market, with plenty of established neighborhoods and a wide range of price points.
Ankeny
A fast growing northern suburb of Des Moines with lots of new construction.
Waukee
A fast growing western suburb of Des Moines in Dallas County, with new neighborhoods and newer homes.
Cedar Rapids
The second largest city in the state, with a steady market and price points that tend to be more approachable than the Des Moines suburbs.
Davenport
On the Mississippi in the Quad Cities, close to the Rock Island Arsenal across the river, with a steady resale market.
IFA designates targeted areas where its rules are different, including the first-time buyer requirement and its income and purchase price limits. Ask us whether the area you are considering is one of them.
First-time buyer help is available in Iowa through Iowa Finance Authority (IFA). Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in Iowa
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in Iowa
Seats available for preferred agents in Iowa. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a Iowa mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | Iowa license: 45675 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.