Mortgage Loans in Georgia
A small, licensed team that answers your texts. Shay Yates is licensed as a mortgage loan originator in Georgia, and we help Georgia buyers and homeowners from our Springfield, Missouri office.
Local feel, wherever you are in Georgia
Buying or refinancing in Georgia does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across Georgia, including markets such as Atlanta, Savannah, Augusta, and Columbus. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Shay is the loan officer licensed in Georgia. Licensing for other team members varies by state, so please start with Shay.
Loans we offer in Georgia
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in Georgia
We help buyers across Georgia. These are places we hear about often, and your search can start anywhere.
Atlanta
The state's biggest market by far, with a huge range of neighborhoods and price points across the metro, plus plenty of new construction in the outer counties.
Savannah
A coastal city with a historic center and growing suburbs, and close to Fort Stewart and Hunter Army Airfield, so military buyers are part of the market.
Warner Robins
Home to Robins Air Force Base in Middle Georgia, with steady demand from military and civilian workers on base.
Columbus
On the Alabama line and close to Fort Benning, with a long history of military buyers and price points that tend to run lower than the Atlanta area.
Augusta
On the South Carolina line and home to Fort Gordon, with a steady local market and price points that tend to be more approachable than in metro Atlanta.
The Georgia Dream program has a veteran focused option called Peach Select, and DCA has homebuyer education and lender participation requirements for its loans. Ask us how those pieces fit.
First-time buyer help is available in Georgia through Georgia Department of Community Affairs (DCA). Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in Georgia
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in Georgia
Seats available for preferred agents in Georgia. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a Georgia mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | Georgia license: 2172921 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.