Mortgage Loans in Pennsylvania
A small, licensed team that answers your texts. Shay Yates is licensed as a mortgage loan originator in Pennsylvania, and we help Pennsylvania buyers and homeowners from our Springfield, Missouri office.
Local feel, wherever you are in Pennsylvania
Buying or refinancing in Pennsylvania does not have to feel like dealing with a faceless lender. You will know who is working on your loan, you can reach us by text or by phone, and we explain each decision before you make it.
We are licensed to help borrowers across Pennsylvania, including markets such as Philadelphia, Pittsburgh, Harrisburg, and Allentown. Property taxes, insurance, and closing practices can vary by state and county, so we explain what applies where you are buying. We do not guess at your numbers. Not every loan program is available in every area, and all loans are subject to credit and property approval.
Shay is the loan officer licensed in Pennsylvania. Licensing for other team members varies by state, so please start with Shay.
Loans we offer in Pennsylvania
Pick a path to learn more. We will help you find the one that fits.
Home Purchase Loans
Buying a home? We walk you from pre-approval to closing.
Learn moreRefinance
Look at changing your payment, your term, or your equity use.
Learn moreVA Loans
For eligible Veterans, active-duty service members, and surviving spouses.
Learn moreFirst-Time Home Buyers
Clear steps and honest answers for your first home.
Learn moreSelf-Employed Loans
Work for yourself? We help you understand your income and documents.
Learn moreAreas we serve in Pennsylvania
We help buyers across Pennsylvania. These are places we hear about often, and your search can start anywhere.
Philadelphia
The state's largest city, with historic rowhomes, condos, and a wide range of neighborhoods.
Pittsburgh
A city of hills and neighborhoods in Allegheny County, with a steady market and a mix of older city homes and nearby suburbs.
Allentown
The center of the Lehigh Valley with a steady market and a mix of older homes and newer neighborhoods.
Harrisburg
The capital, on the Susquehanna River, with a wide range of suburbs in Dauphin and Cumberland counties.
York
A south central Pennsylvania city with an active market and growing communities in York County.
Pennsylvania has local property taxes and transfer taxes that vary by municipality, so ask for the estimates on any home you are considering.
First-time buyer help is available in Pennsylvania through Pennsylvania Housing Finance Agency (PHFA). Program details and participating lenders are set by the agency, so ask us whether you may qualify.
Working with us from anywhere in Pennsylvania
You do not need to drive to Missouri. Most of the process happens from your phone or your couch.
- Step 1
Text or call
Reach us at (417) 849-2430. A real member of our team answers and talks through your goals.
- Step 2
Apply online
Start a secure digital application from your phone or computer. No office visit needed.
- Step 3
Share documents
Upload what we ask for and track your file. We keep you updated at every step.
- Step 4
E-sign and close
Many documents can be signed electronically. Closing is arranged with a title or settlement company in your state.
Trusted Realtors in Pennsylvania
Seats available for preferred agents in Pennsylvania. Are you a local agent? Claim a seat and be listed here.
Disclosure. Realtors listed are independent professionals and are not affiliated with Southwest Funding or True North Yates Group. No fees are paid or received for referrals, and you are free to choose any real estate agent.
True North Yates Group is an Equal Housing Lender and supports fair housing. We do not steer anyone toward or away from any neighborhood, and agents are never listed or described based on who lives in a community. You choose where you live and who helps you buy.
Other states we serve
Ready to talk about a Pennsylvania mortgage?
Text, call, or start your application online. We are here to help.
Or text us anytime: (417) 849-2430
Shay Yates, Loan Officer | NMLS #2172921 | Pennsylvania license: 93297 | Sponsored by Southwest Funding, LP, NMLS #32139 | Branch NMLS #2424517. Verify at NMLS Consumer Access. Equal Housing Lender.